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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $310,652 | $162,821+90.8% | $133,978+131.9% | $158,982+95.4% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 15.49% | 41.95%-26.5pp | 45.10%-29.6pp | 302.99%-287.5pp |
| Employer contribution / active EE | $7,082 | $4,976+42.3% | $3,919+80.7% | $4,763+48.7% |
| Participant deferral / active EE | $15,340 | $5,910+159.5% | $5,047+203.9% | $5,983+156.4% |
| Admin fee / account holder | $34,755 | $11,742+196.0% | $8,930+289.2% | $11,252+208.9% |