Filed December 30, 2025
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,573 | $87,546-47.9% | $75,784-39.9% | $125,389-63.7% |
| Participation rate | 95.5% | 80.2%+15.3pp | 75.8%+19.6pp | 83.2%+12.3pp |
| Annual return | 0.71% | 13.49%-12.8pp | 9.68%-9.0pp | 282.24%-281.5pp |
| Employer contribution / active EE | $5,458 | $3,930+38.9% | $3,323+64.2% | $4,866+12.2% |
| Participant deferral / active EE | $4,162 | $4,230-1.6% | $3,652+14.0% | $5,352-22.2% |
| Admin fee / account holder | $11,028 | $6,503+69.6% | $5,300+108.1% | $9,541+15.6% |