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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,538 | $56,197-17.2% | $67,652-31.2% | $59,633-22.0% |
| Participation rate | 51.9% | 71.5%-19.6pp | 75.7%-23.8pp | 68.7%-16.8pp |
| Annual return | -0.59% | 18508.10%-18508.7pp | 6625.40%-6626.0pp | 2041.45%-2042.0pp |
| Employer contribution / active EE | $395 | $1,615-75.6% | $2,266-82.6% | $2,203-82.1% |
| Participant deferral / active EE | $2,051 | $2,844-27.9% | $3,560-42.4% | $3,192-35.7% |
| Admin fee / account holder | $9,963 | $3,958+151.7% | $4,821+106.7% | $4,297+131.9% |