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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,119 | $93,346+50.1% | $71,796+95.2% | $273,972-48.9% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.1%+30.9pp | 83.0%+17.0pp |
| Annual return | -8.37% | 130.39%-138.8pp | 78.04%-86.4pp | 41.46%-49.8pp |
| Employer contribution / active EE | $339 | $2,733-87.6% | $1,924-82.4% | $4,869-93.0% |
| Participant deferral / active EE | $4,388 | $3,475+26.3% | $2,794+57.0% | $5,287-17.0% |
| Admin fee / account holder | $1,462 | $6,571-77.7% | $4,815-69.6% | $10,133-85.6% |