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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,582 | $111,830-2.0% | $93,696+17.0% | $145,884-24.9% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 15.97% | 204.08%-188.1pp | 133.74%-117.8pp | 551.85%-535.9pp |
| Employer contribution / active EE | $1,886 | $3,093-39.0% | $2,422-22.1% | $4,662-59.6% |
| Participant deferral / active EE | $4,625 | $4,920-6.0% | $4,417+4.7% | $6,690-30.9% |
| Admin fee / account holder | $1,812 | $10,249-82.3% | $8,287-78.1% | $13,392-86.5% |