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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,770 | $112,933-48.8% | $90,970-36.5% | $158,982-63.7% |
| Participation rate | 100.0% | 74.7%+25.3pp | 69.0%+31.0pp | 82.0%+18.0pp |
| Annual return | 17.26% | 215.82%-198.6pp | 134.60%-117.3pp | 302.99%-285.7pp |
| Employer contribution / active EE | $1,289 | $2,893-55.4% | $2,122-39.2% | $4,763-72.9% |
| Participant deferral / active EE | $2,522 | $4,128-38.9% | $3,373-25.2% | $5,983-57.9% |
| Admin fee / account holder | $1,209 | $8,047-85.0% | $5,961-79.7% | $11,252-89.3% |