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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,003 | $115,810-63.7% | $101,271-58.5% | $158,966-73.6% |
| Participation rate | 81.8% | 79.4%+2.5pp | 75.8%+6.0pp | 82.0%-0.1pp |
| Annual return | 13.28% | 56.15%-42.9pp | 46.48%-33.2pp | 302.95%-289.7pp |
| Employer contribution / active EE | $2,026 | $4,175-51.5% | $3,660-44.6% | $4,762-57.5% |
| Participant deferral / active EE | $3,172 | $4,958-36.0% | $4,371-27.4% | $5,983-47.0% |
| Admin fee / account holder | $14,315 | $7,248+97.5% | $5,948+140.7% | $11,250+27.2% |