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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,755 | $127,387-51.5% | $115,038-46.3% | $125,389-50.7% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | 7.82% | 31.28%-23.5pp | 26.14%-18.3pp | 282.24%-274.4pp |
| Employer contribution / active EE | $3,184 | $5,166-38.4% | $4,608-30.9% | $4,866-34.6% |
| Participant deferral / active EE | $4,896 | $6,423-23.8% | $6,026-18.8% | $5,352-8.5% |
| Admin fee / account holder | $10,798 | $9,516+13.5% | $8,175+32.1% | $9,541+13.2% |