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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,698 | $76,551-40.3% | $123,894-63.1% | $62,881-27.3% |
| Participation rate | 100.0% | 73.0%+27.0pp | 81.4%+18.6pp | 69.3%+30.7pp |
| Annual return | 6.19% | 18.68%-12.5pp | 47.52%-41.3pp | 20.14%-14.0pp |
| Employer contribution / active EE | $1,588 | $2,882-44.9% | $4,617-65.6% | $2,281-30.4% |
| Participant deferral / active EE | $2,972 | $4,840-38.6% | $5,984-50.3% | $3,203-7.2% |
| Admin fee / account holder | $886 | $4,826-81.6% | $8,357-89.4% | $4,296-79.4% |