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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $354,879 | $181,896+95.1% | $156,551+126.7% | $273,972+29.5% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 6.22% | 30.74%-24.5pp | 32.23%-26.0pp | 41.46%-35.2pp |
| Employer contribution / active EE | $62,838 | $6,248+905.7% | $5,501+1042.2% | $4,869+1190.6% |
| Participant deferral / active EE | $4,779 | $5,550-13.9% | $4,871-1.9% | $5,287-9.6% |
| Admin fee / account holder | $45,849 | $15,560+194.7% | $13,028+251.9% | $10,133+352.5% |