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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,580 | $133,981-42.1% | $112,249-30.9% | $134,532-42.3% |
| Participation rate | 75.0% | 78.6%-3.6pp | 75.1%-0.1pp | 81.2%-6.2pp |
| Annual return | -18.41% | 47.16%-65.6pp | 27.48%-45.9pp | 418.27%-436.7pp |
| Employer contribution / active EE | $2,647 | $4,040-34.5% | $3,636-27.2% | $4,741-44.2% |
| Participant deferral / active EE | $5,826 | $5,292+10.1% | $4,729+23.2% | $6,401-9.0% |
| Admin fee / account holder | $1,108 | $7,492-85.2% | $6,412-82.7% | $11,429-90.3% |