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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,130 | $115,814-30.8% | $101,275-20.9% | $158,982-49.6% |
| Participation rate | 75.0% | 79.4%-4.4pp | 75.8%-0.8pp | 82.0%-7.0pp |
| Annual return | 15.02% | 56.16%-41.1pp | 46.48%-31.5pp | 302.99%-288.0pp |
| Employer contribution / active EE | $3,107 | $4,176-25.6% | $3,660-15.1% | $4,763-34.8% |
| Participant deferral / active EE | $6,604 | $4,958+33.2% | $4,371+51.1% | $5,983+10.4% |
| Admin fee / account holder | $12,384 | $7,249+70.8% | $5,948+108.2% | $11,252+10.1% |