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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,959 | $155,833-52.5% | $124,693-40.7% | $167,536-55.9% |
| Participation rate | 58.3% | 81.1%-22.8pp | 74.6%-16.3pp | 82.1%-23.8pp |
| Annual return | 18.52% | 17.98%+0.5pp | 5144.19%-5125.7pp | 478.82%-460.3pp |
| Employer contribution / active EE | $1,314 | $4,164-68.4% | $3,324-60.5% | $4,839-72.8% |
| Participant deferral / active EE | $3,440 | $5,675-39.4% | $4,615-25.5% | $6,342-45.8% |
| Admin fee / account holder | $1,627 | $9,534-82.9% | $7,494-78.3% | $12,315-86.8% |