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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,416 | $142,426-58.3% | $115,167-48.4% | $152,909-61.1% |
| Participation rate | 60.0% | 82.4%-22.4pp | 75.9%-15.9pp | 82.5%-22.5pp |
| Annual return | 26.58% | 41.48%-14.9pp | 35.60%-9.0pp | 345.46%-318.9pp |
| Employer contribution / active EE | $1,465 | $4,011-63.5% | $3,179-53.9% | $4,764-69.2% |
| Participant deferral / active EE | $4,125 | $5,165-20.1% | $4,169-1.0% | $5,851-29.5% |
| Admin fee / account holder | $75 | $8,464-99.1% | $7,089-98.9% | $11,601-99.4% |