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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,259 | $78,707+13.4% | $117,861-24.3% | $70,126+27.3% |
| Participation rate | 76.6% | 73.2%+3.4pp | 79.7%-3.1pp | 69.5%+7.1pp |
| Annual return | 11.74% | 23.30%-11.6pp | 335.11%-323.4pp | 73.15%-61.4pp |
| Employer contribution / active EE | $2,015 | $2,223-9.4% | $3,786-46.8% | $2,343-14.0% |
| Participant deferral / active EE | $4,501 | $3,297+36.5% | $4,482+0.4% | $3,332+35.1% |
| Admin fee / account holder | $13,572 | $5,066+167.9% | $8,021+69.2% | $4,645+192.2% |