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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $264,378 | $93,598+182.5% | $135,974+94.4% | $75,173+251.7% |
| Participation rate | 95.5% | 75.2%+20.3pp | 81.9%+13.6pp | 67.2%+28.3pp |
| Annual return | 16.02% | 30.89%-14.9pp | 68.30%-52.3pp | 160.72%-144.7pp |
| Employer contribution / active EE | $6,855 | $3,538+93.7% | $4,859+41.1% | $2,671+156.6% |
| Participant deferral / active EE | $10,118 | $6,405+58.0% | $7,760+30.4% | $4,126+145.2% |
| Admin fee / account holder | $16,495 | $6,978+136.4% | $10,767+53.2% | $5,651+191.9% |