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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $271,286 | $98,776+174.6% | $149,745+81.2% | $79,856+239.7% |
| Participation rate | 97.9% | 75.8%+22.1pp | 82.5%+15.5pp | 69.6%+28.3pp |
| Annual return | 18.44% | 27.38%-8.9pp | 276.72%-258.3pp | 31.71%-13.3pp |
| Employer contribution / active EE | $6,443 | $3,217+100.3% | $4,646+38.7% | $2,471+160.7% |
| Participant deferral / active EE | $7,572 | $5,681+33.3% | $6,843+10.7% | $3,741+102.4% |
| Admin fee / account holder | $6,246 | $6,053+3.2% | $9,312-32.9% | $5,306+17.7% |