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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $317,516 | $106,749+197.4% | $145,433+118.3% | $82,448+285.1% |
| Participation rate | 90.6% | 75.6%+14.9pp | 82.1%+8.5pp | 68.1%+22.5pp |
| Annual return | 14.88% | 27.59%-12.7pp | 66.58%-51.7pp | 41.64%-26.8pp |
| Employer contribution / active EE | $5,883 | $3,444+70.8% | $4,554+29.2% | $2,551+130.6% |
| Participant deferral / active EE | $9,194 | $6,519+41.0% | $7,897+16.4% | $4,139+122.1% |
| Admin fee / account holder | $34,395 | $8,390+310.0% | $13,129+162.0% | $7,234+375.4% |