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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,693 | $70,430-18.1% | $96,572-40.3% | $85,851-32.8% |
| Participation rate | 52.8% | 61.8%-9.0pp | 69.8%-17.0pp | 69.3%-16.5pp |
| Annual return | 13.34% | 18.58%-5.2pp | 37.79%-24.4pp | 318.63%-305.3pp |
| Employer contribution / active EE | $591 | $1,413-58.2% | $2,357-74.9% | $2,565-77.0% |
| Participant deferral / active EE | $2,879 | $2,894-0.5% | $3,850-25.2% | $3,952-27.2% |
| Admin fee / account holder | $3,854 | $4,996-22.9% | $6,183-37.7% | $6,261-38.5% |