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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,970 | $65,034-26.2% | $90,970-47.3% | $79,856-39.9% |
| Participation rate | 63.2% | 61.6%+1.5pp | 69.0%-5.9pp | 69.6%-6.5pp |
| Annual return | 23.26% | 30.45%-7.2pp | 134.60%-111.3pp | 31.71%-8.5pp |
| Employer contribution / active EE | $1,119 | $1,247-10.3% | $2,122-47.2% | $2,471-54.7% |
| Participant deferral / active EE | $2,970 | $2,512+18.2% | $3,373-11.9% | $3,741-20.6% |
| Admin fee / account holder | $2,384 | $4,536-47.4% | $5,961-60.0% | $5,306-55.1% |