Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,058 | $48,364+59.3% | $71,796+7.3% | $62,881+22.5% |
| Participation rate | 54.7% | 60.6%-6.0pp | 69.1%-14.4pp | 69.3%-14.6pp |
| Annual return | 1.29% | 13.16%-11.9pp | 78.04%-76.8pp | 20.14%-18.9pp |
| Employer contribution / active EE | $397 | $1,042-61.9% | $1,924-79.4% | $2,281-82.6% |
| Participant deferral / active EE | $2,272 | $2,091+8.7% | $2,794-18.7% | $3,203-29.1% |
| Admin fee / account holder | $8,797 | $3,771+133.3% | $4,815+82.7% | $4,296+104.8% |