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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $357,994 | $133,998+167.2% | $112,263+218.9% | $134,545+166.1% |
| Participation rate | 86.7% | 78.6%+8.1pp | 75.1%+11.6pp | 81.2%+5.4pp |
| Annual return | -8.36% | 47.17%-55.5pp | 27.49%-35.8pp | 418.37%-426.7pp |
| Employer contribution / active EE | $1,168 | $4,040-71.1% | $3,636-67.9% | $4,742-75.4% |
| Participant deferral / active EE | $3,216 | $5,292-39.2% | $4,729-32.0% | $6,401-49.8% |
| Admin fee / account holder | $29,990 | $7,493+300.2% | $6,410+367.8% | $11,431+162.4% |