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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $624,657 | $124,330+402.4% | $109,173+472.2% | $167,536+272.9% |
| Participation rate | 70.0% | 79.5%-9.5pp | 75.9%-5.9pp | 82.1%-12.1pp |
| Annual return | 20.43% | 26.04%-5.6pp | 25.75%-5.3pp | 478.82%-458.4pp |
| Employer contribution / active EE | $0 | $4,209-100.0% | $3,723-100.0% | $4,839-100.0% |
| Participant deferral / active EE | $3,350 | $5,256-36.3% | $4,654-28.0% | $6,342-47.2% |
| Admin fee / account holder | $60,612 | $7,974+660.1% | $6,755+797.3% | $12,315+392.2% |