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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,860 | $80,983-49.5% | $96,544-57.7% | $75,177-45.6% |
| Participation rate | 67.2% | 71.8%-4.6pp | 76.0%-8.8pp | 67.2%0pp |
| Annual return | 14.63% | 27.05%-12.4pp | 25.88%-11.3pp | 160.75%-146.1pp |
| Employer contribution / active EE | $1,801 | $2,282-21.1% | $2,966-39.3% | $2,671-32.6% |
| Participant deferral / active EE | $3,189 | $3,929-18.8% | $4,851-34.3% | $4,126-22.7% |
| Admin fee / account holder | $7,700 | $6,717+14.6% | $8,254-6.7% | $5,651+36.3% |