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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $268,648 | $125,237+114.5% | $105,608+154.4% | $145,877+84.2% |
| Participation rate | 100.0% | 77.7%+22.3pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 10.52% | 225.76%-215.2pp | 116.50%-106.0pp | 551.28%-540.8pp |
| Employer contribution / active EE | $2,479 | $3,720-33.4% | $3,167-21.7% | $4,663-46.8% |
| Participant deferral / active EE | $7,126 | $5,711+24.8% | $5,010+42.2% | $6,691+6.5% |
| Admin fee / account holder | $16,083 | $17,287-7.0% | $11,028+45.8% | $13,402+20.0% |