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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $268,648 | $126,519+112.3% | $106,201+153.0% | $145,959+84.1% |
| Participation rate | 100.0% | 77.7%+22.3pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 10.52% | 225.10%-214.6pp | 116.26%-105.7pp | 561.95%-551.4pp |
| Employer contribution / active EE | $2,479 | $3,726-33.5% | $3,170-21.8% | $4,661-46.8% |
| Participant deferral / active EE | $7,126 | $5,716+24.7% | $5,012+42.2% | $6,689+6.5% |
| Admin fee / account holder | $16,083 | $17,312-7.1% | $11,039+45.7% | $13,398+20.0% |