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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $268,648 | $125,190+114.6% | $105,624+154.3% | $145,897+84.1% |
| Participation rate | 100.0% | 77.6%+22.4pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 10.52% | 225.22%-214.7pp | 116.20%-105.7pp | 552.29%-541.8pp |
| Employer contribution / active EE | $2,479 | $3,720-33.4% | $3,168-21.7% | $4,663-46.8% |
| Participant deferral / active EE | $7,126 | $5,716+24.7% | $5,013+42.2% | $6,689+6.5% |
| Admin fee / account holder | $16,083 | $17,138-6.2% | $10,961+46.7% | $13,390+20.1% |