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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,969 | $106,003+72.6% | $92,236+98.4% | $147,585+24.0% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.5%+23.5pp | 82.8%+17.2pp |
| Annual return | 19.24% | 50.05%-30.8pp | 176.29%-157.0pp | 578.57%-559.3pp |
| Employer contribution / active EE | $29,905 | $4,333+590.1% | $3,679+712.8% | $4,876+513.3% |
| Participant deferral / active EE | $3,850 | $4,478-14.0% | $3,897-1.2% | $5,439-29.2% |
| Admin fee / account holder | $893 | $6,333-85.9% | $5,194-82.8% | $10,885-91.8% |