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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $207,343 | $78,705+163.4% | $117,857+75.9% | $70,131+195.6% |
| Participation rate | 76.0% | 73.2%+2.8pp | 79.7%-3.7pp | 69.5%+6.5pp |
| Annual return | 17.21% | 23.30%-6.1pp | 335.09%-317.9pp | 73.14%-55.9pp |
| Employer contribution / active EE | $1,739 | $2,223-21.8% | $3,786-54.1% | $2,342-25.7% |
| Participant deferral / active EE | $4,562 | $3,297+38.4% | $4,482+1.8% | $3,332+36.9% |
| Admin fee / account holder | $5,580 | $5,065+10.2% | $8,020-30.4% | $4,645+20.1% |