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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,973 | $52,306+62.5% | $69,779+21.8% | $62,881+35.1% |
| Participation rate | 68.0% | 67.2%+0.8pp | 71.8%-3.8pp | 69.3%-1.3pp |
| Annual return | 6.35% | 13.35%-7.0pp | 12.99%-6.6pp | 20.14%-13.8pp |
| Employer contribution / active EE | $1,062 | $1,799-41.0% | $2,338-54.6% | $2,281-53.4% |
| Participant deferral / active EE | $4,466 | $2,395+86.5% | $2,931+52.4% | $3,203+39.4% |
| Admin fee / account holder | $0 | $3,691-100.0% | $4,381-100.0% | $4,296-100.0% |