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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,387 | $100,901-86.7% | $75,670-82.3% | $147,585-90.9% |
| Participation rate | 100.0% | 77.1%+22.9pp | 72.3%+27.7pp | 82.8%+17.2pp |
| Annual return | 0.00% | 35.78%-35.8pp | 27.34%-27.3pp | 578.57%-578.6pp |
| Employer contribution / active EE | $8,865 | $3,253+172.5% | $2,352+277.0% | $4,876+81.8% |
| Participant deferral / active EE | $5,168 | $4,027+28.3% | $3,142+64.5% | $5,439-5.0% |
| Admin fee / account holder | $951 | $11,285-91.6% | $5,800-83.6% | $10,885-91.3% |