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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $528,673 | $95,917+451.2% | $79,583+564.3% | $134,545+292.9% |
| Participation rate | 100.0% | 75.0%+25.0pp | 69.5%+30.5pp | 81.2%+18.8pp |
| Annual return | -24.23% | -2.70%-21.5pp | 0.16%-24.4pp | 418.37%-442.6pp |
| Employer contribution / active EE | $7,628 | $3,129+143.8% | $2,414+216.0% | $4,742+60.9% |
| Participant deferral / active EE | $10,619 | $4,694+126.2% | $3,986+166.4% | $6,401+65.9% |
| Admin fee / account holder | $1,933 | $9,132-78.8% | $6,835-71.7% | $11,431-83.1% |