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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $547,016 | $106,923+411.6% | $84,023+551.0% | $152,909+257.7% |
| Participation rate | 100.0% | 75.3%+24.7pp | 69.0%+31.0pp | 82.5%+17.5pp |
| Annual return | -0.01% | 105.02%-105.0pp | 71.32%-71.3pp | 345.46%-345.5pp |
| Employer contribution / active EE | $8,327 | $2,735+204.4% | $1,984+319.7% | $4,764+74.8% |
| Participant deferral / active EE | $12,157 | $4,013+203.0% | $3,239+275.3% | $5,851+107.8% |
| Admin fee / account holder | $23,607 | $8,289+184.8% | $6,102+286.9% | $11,601+103.5% |