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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,017 | $183,516-72.2% | $155,534-67.2% | $145,884-65.0% |
| Participation rate | 93.3% | 82.7%+10.6pp | 78.2%+15.1pp | 80.3%+13.0pp |
| Annual return | 4.92% | 61.43%-56.5pp | 64.92%-60.0pp | 551.85%-546.9pp |
| Employer contribution / active EE | $2,434 | $5,315-54.2% | $4,675-47.9% | $4,662-47.8% |
| Participant deferral / active EE | $10,127 | $6,467+56.6% | $5,630+79.9% | $6,690+51.4% |
| Admin fee / account holder | $117,749 | $19,293+510.3% | $15,900+640.6% | $13,392+779.3% |