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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $259,947 | $138,114+88.2% | $125,391+107.3% | $134,545+93.2% |
| Participation rate | 93.8% | 84.5%+9.3pp | 82.4%+11.4pp | 81.2%+12.5pp |
| Annual return | -17.27% | 750.88%-768.2pp | 572.41%-589.7pp | 418.37%-435.6pp |
| Employer contribution / active EE | $2,061 | $5,246-60.7% | $4,816-57.2% | $4,742-56.5% |
| Participant deferral / active EE | $8,875 | $7,801+13.8% | $7,448+19.2% | $6,401+38.6% |
| Admin fee / account holder | $8,381 | $11,570-27.6% | $10,009-16.3% | $11,431-26.7% |