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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,446 | $88,707-4.8% | $74,184+13.8% | $273,972-69.2% |
| Participation rate | 94.4% | 79.4%+15.0pp | 76.6%+17.8pp | 83.0%+11.4pp |
| Annual return | 7.88% | 11.94%-4.1pp | 17.74%-9.9pp | 41.46%-33.6pp |
| Employer contribution / active EE | $501 | $3,159-84.2% | $2,370-78.9% | $4,869-89.7% |
| Participant deferral / active EE | $4,884 | $4,212+16.0% | $3,550+37.6% | $5,287-7.6% |
| Admin fee / account holder | $4,414 | $8,717-49.4% | $5,586-21.0% | $10,133-56.4% |