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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,934 | $117,846+24.7% | $102,434+43.4% | $145,884+0.7% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 19.31% | 31.90%-12.6pp | 29.46%-10.1pp | 551.85%-532.5pp |
| Employer contribution / active EE | $650 | $3,615-82.0% | $3,023-78.5% | $4,662-86.1% |
| Participant deferral / active EE | $5,597 | $5,733-2.4% | $5,055+10.7% | $6,690-16.3% |
| Admin fee / account holder | $31,397 | $13,356+135.1% | $9,462+231.8% | $13,392+134.5% |