Retirement plan

ST. CLOUD ORTHOPEDIC ASSOCIATES, LTD. 401(K) PROFIT SHARING PLAN

Name: ST. CLOUD ORTHOPEDIC ASSOCIATES, LTD. - ST. CLOUD ORTHOPEDIC ASSOCIATES, LTD. 401(K) PROFIT SHARING PLAN (2018) Form 5500
Creator: ST. CLOUD ORTHOPEDIC ASSOCIATES, LTD.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ST. CLOUD ORTHOPEDIC ASSOCIATES, LTD. 401(K) PROFIT SHARING PLAN, ST. CLOUD ORTHOPEDIC ASSOCIATES, LTD.

ST. CLOUD ORTHOPEDIC ASSOCIATES, LTD.EIN 41-0966155Plan #002PY 2018

1901 CONNECTICUT AVE. S - SARTELL, MN 56377320-259-4100LinkedIn51-200 employeesmedical practice

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$38.7M

-4.2% from 2017

Total participants

176

+2.3% from 2017

Average account balance

$220,001

-6.4% from 2017

Annual return

-5.71%

-25.58 pp from 2017

Benchmarks

See 5,259 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants100-249

Cohort5,259 peers

Snapshot2018

See peer percentile detail. $4.99 for your first month.

Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.

Start for $4.99 See plans

Analytics

Total assets (EOY)

Plan-year ending balance

$45.45M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$253K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

180

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

90.2%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.50M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$11K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+17.46%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$391

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

See the 10-year trajectory. $4.99 for your first month.

Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.

Start for $4.99 See plans

Service providers

Top 10 of 11 by compensation

Provider	Service type	Compensation
UBS FINANCIAL SERVICES INC1 year Service code 27 315 DEADERICK ST. 5TH FLOOR · NASHVILLE, TN 37238	Advisory (Plan)	$75,426
AMERICAN FUNDS4+ years Filed as: CAPITAL RESEARCH & MANAGEMENT CO. Service code 25 · EIN 95-1411037	Directed Trustee	$1,944
TD AMERITRADE, INC.4+ years Service code 33 200 S 108TH AVENUE · OMAHA, NE 68154	Securities brokerage	$118
EAGLE CAPITAL MANAGEMENT, LLC1 year Filed as: EAGLE SERIES TRUST Service code 33	Securities brokerage	$0
FEDERATED2 years Filed as: FEDERATED INSTITUTIONAL TRUST Service code 33	Securities brokerage	$0
FIDELITY INVESTMENTS INSTITUTIONAL4+ years Filed as: FIDELITY SECURITIES FUND Service code 33	Securities brokerage	$0
PIMCO FUNDS4+ years Service code 33	Securities brokerage	$0
T ROWE PRICE RPS INC4+ years Filed as: T ROWE PRICE INDEX TRUST INC Service code 33	Securities brokerage	$0
T ROWE PRICE RPS INC4+ years Filed as: T. ROWE PRICE DIVIDEND GR FUND, INC Service code 33	Securities brokerage	$0
T ROWE PRICE RPS INC1 year Filed as: T. ROWE PRICE FINANCIAL SERVS FUND Service code 33	Securities brokerage	$0

Plan features & details

Pension benefit codes2E2F2G2J2K2R2T3B3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3B
Plan covering self-employed individuals
Plan covering self-employed individuals.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$1K

$8 / participant

Contract admin$1K100.0%

% of EOY assets

0.003%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.

Auditor firm: BOYUM & BARENSCHEER PLLP
Auditor EIN: 416192096
Audit fees: (not subdivided)
Opinion code: Disclaimer

Look up a plan sponsor by EIN. Free Form 5500 search. No signup.

Metric

This plan

Peer set

Industry

Size

Avg account balance

$220,001

$47,977+358.6%

$154,107+42.8%

$56,287+290.9%

Participation rate

100.0%

66.2%+33.8pp

83.0%+17.0pp

69.9%+30.1pp

Annual return

-5.71%

3.54%-9.2pp

735.12%-740.8pp

-9.96%+4.3pp

Employer contribution / active EE

$6,622

$2,169+205.3%

$5,298+25.0%

$2,111+213.7%

Participant deferral / active EE

$6,606

$2,392+176.2%

$5,081+30.0%

$3,350+97.2%

Admin fee / account holder

$438-98.6%

$13,411-100.0%

$521-98.8%

Provider

Service type

Compensation

UBS FINANCIAL SERVICES INC1 year

Service code 27

315 DEADERICK ST. 5TH FLOOR · NASHVILLE, TN 37238

Advisory (Plan)

$75,426

AMERICAN FUNDS4+ years

Filed as: CAPITAL RESEARCH & MANAGEMENT CO.

Service code 25 · EIN 95-1411037

Directed Trustee

$1,944

TD AMERITRADE, INC.4+ years

Service code 33

200 S 108TH AVENUE · OMAHA, NE 68154

Securities brokerage

$118

EAGLE CAPITAL MANAGEMENT, LLC1 year

Filed as: EAGLE SERIES TRUST

Service code 33

Securities brokerage

FEDERATED2 years

Filed as: FEDERATED INSTITUTIONAL TRUST

Service code 33

Securities brokerage

FIDELITY INVESTMENTS INSTITUTIONAL4+ years

Filed as: FIDELITY SECURITIES FUND

Service code 33

Securities brokerage

PIMCO FUNDS4+ years

Service code 33

Securities brokerage

T ROWE PRICE RPS INC4+ years

Filed as: T ROWE PRICE INDEX TRUST INC

Service code 33

Securities brokerage

T ROWE PRICE RPS INC4+ years

Filed as: T. ROWE PRICE DIVIDEND GR FUND, INC

Service code 33

Securities brokerage

T ROWE PRICE RPS INC1 year

Filed as: T. ROWE PRICE FINANCIAL SERVS FUND

Service code 33

Securities brokerage

ST. CLOUD ORTHOPEDIC ASSOCIATES, LTD. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ST. CLOUD ORTHOPEDIC ASSOCIATES, LTD. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion