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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,778 | $50,947-25.8% | $74,549-49.3% | $64,173-41.1% |
| Participation rate | 86.3% | 61.1%+25.3pp | 69.1%+17.2pp | 69.6%+16.7pp |
| Annual return | 22.36% | -1.85%+24.2pp | 32.53%-10.2pp | 7.63%+14.7pp |
| Employer contribution / active EE | $526 | $1,115-52.8% | $1,961-73.2% | $2,381-77.9% |
| Participant deferral / active EE | $817 | $2,302-64.5% | $3,108-73.7% | $3,470-76.4% |
| Admin fee / account holder | $2,798 | $4,221-33.7% | $5,059-44.7% | $4,887-42.7% |