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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $317,343 | $134,817+135.4% | $123,973+156.0% | $155,188+104.5% |
| Participation rate | 90.0% | 79.4%+10.6pp | 76.7%+13.3pp | 80.8%+9.2pp |
| Annual return | 16.25% | 515.49%-499.2pp | 388.13%-371.9pp | 148.84%-132.6pp |
| Employer contribution / active EE | $5,699 | $4,425+28.8% | $4,126+38.1% | $4,248+34.2% |
| Participant deferral / active EE | $10,017 | $5,706+75.5% | $5,247+90.9% | $6,531+53.4% |
| Admin fee / account holder | $741 | $13,245-94.4% | $11,799-93.7% | $14,480-94.9% |