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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $261,297 | $110,337+136.8% | $102,383+155.2% | $145,877+79.1% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 16.69% | 24.83%-8.1pp | 24.94%-8.2pp | 551.28%-534.6pp |
| Employer contribution / active EE | $5,928 | $4,216+40.6% | $3,870+53.2% | $4,663+27.1% |
| Participant deferral / active EE | $10,322 | $5,621+83.7% | $5,060+104.0% | $6,691+54.3% |
| Admin fee / account holder | $1,075 | $9,750-89.0% | $8,391-87.2% | $13,402-92.0% |