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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $317,343 | $111,535+184.5% | $105,223+201.6% | $137,256+131.2% |
| Participation rate | 90.0% | 78.1%+11.9pp | 75.0%+15.0pp | 80.0%+10.0pp |
| Annual return | 16.25% | 237.85%-221.6pp | 180.65%-164.4pp | 220.34%-204.1pp |
| Employer contribution / active EE | $5,699 | $3,939+44.7% | $3,689+54.5% | $4,156+37.1% |
| Participant deferral / active EE | $10,017 | $5,500+82.1% | $5,072+97.5% | $6,407+56.3% |
| Admin fee / account holder | $741 | $9,721-92.4% | $8,859-91.6% | $12,270-94.0% |