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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $317,343 | $171,492+85.0% | $150,734+110.5% | $198,609+59.8% |
| Participation rate | 90.0% | 81.4%+8.6pp | 78.4%+11.6pp | 82.4%+7.6pp |
| Annual return | 16.25% | 804.70%-788.4pp | 600.81%-584.6pp | 202.70%-186.4pp |
| Employer contribution / active EE | $5,699 | $5,470+4.2% | $4,918+15.9% | $5,055+12.7% |
| Participant deferral / active EE | $10,017 | $6,259+60.0% | $5,610+78.6% | $6,977+43.6% |
| Admin fee / account holder | $741 | $17,628-95.8% | $14,905-95.0% | $19,030-96.1% |