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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $317,343 | $129,737+144.6% | $119,126+166.4% | $154,746+105.1% |
| Participation rate | 90.0% | 78.9%+11.1pp | 75.8%+14.2pp | 80.7%+9.3pp |
| Annual return | 16.25% | 379.08%-362.8pp | 282.11%-265.9pp | 172.34%-156.1pp |
| Employer contribution / active EE | $5,699 | $4,375+30.3% | $4,034+41.3% | $4,379+30.1% |
| Participant deferral / active EE | $10,017 | $5,842+71.5% | $5,318+88.4% | $6,730+48.8% |
| Admin fee / account holder | $741 | $11,961-93.8% | $10,693-93.1% | $14,365-94.8% |