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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,144 | $105,856+41.8% | $90,161+66.5% | $147,586+1.7% |
| Participation rate | 72.7% | 79.7%-7.0pp | 76.9%-4.1pp | 82.8%-10.1pp |
| Annual return | 13.92% | 37.63%-23.7pp | 34.89%-21.0pp | 578.59%-564.7pp |
| Employer contribution / active EE | $2,408 | $4,126-41.7% | $3,318-27.4% | $4,876-50.6% |
| Participant deferral / active EE | $5,290 | $5,733-7.7% | $5,287+0.1% | $5,439-2.7% |
| Admin fee / account holder | $5,256 | $8,046-34.7% | $5,943-11.6% | $10,886-51.7% |