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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,292 | $96,558+16.3% | $80,977+38.7% | $273,972-59.0% |
| Participation rate | 75.0% | 79.1%-4.1pp | 75.8%-0.8pp | 83.0%-8.0pp |
| Annual return | 6.56% | 15.14%-8.6pp | 17.11%-10.5pp | 41.46%-34.9pp |
| Employer contribution / active EE | $1,956 | $4,869-59.8% | $3,715-47.3% | $4,869-59.8% |
| Participant deferral / active EE | $4,716 | $6,598-28.5% | $5,696-17.2% | $5,287-10.8% |
| Admin fee / account holder | $4,684 | $7,493-37.5% | $5,517-15.1% | $10,133-53.8% |