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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,227 | $98,776+15.6% | $149,745-23.7% | $79,856+43.0% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 10.98% | 27.38%-16.4pp | 276.72%-265.7pp | 31.71%-20.7pp |
| Employer contribution / active EE | $3,115 | $3,217-3.2% | $4,646-33.0% | $2,471+26.0% |
| Participant deferral / active EE | $8,141 | $5,681+43.3% | $6,843+19.0% | $3,741+117.6% |
| Admin fee / account holder | $14,799 | $6,053+144.5% | $9,312+58.9% | $5,306+178.9% |