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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,099 | $89,370+27.7% | $141,197-19.2% | $72,976+56.4% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 2.08% | 111.88%-109.8pp | 71.41%-69.3pp | 81.02%-78.9pp |
| Employer contribution / active EE | $2,892 | $3,115-7.2% | $4,736-38.9% | $2,440+18.5% |
| Participant deferral / active EE | $7,805 | $5,419+44.0% | $6,710+16.3% | $3,608+116.4% |
| Admin fee / account holder | $9,056 | $5,957+52.0% | $10,265-11.8% | $5,124+76.7% |