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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $232,381 | $99,994+132.4% | $146,643+58.5% | $85,847+170.7% |
| Participation rate | 89.1% | 73.1%+16.0pp | 80.1%+9.0pp | 69.3%+19.7pp |
| Annual return | 16.33% | 18.93%-2.6pp | 22.75%-6.4pp | 318.61%-302.3pp |
| Employer contribution / active EE | $0 | $2,559-100.0% | $4,137-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $11,536 | $4,006+188.0% | $5,506+109.5% | $3,952+191.9% |
| Admin fee / account holder | $29,875 | $7,703+287.9% | $10,280+190.6% | $6,261+377.2% |