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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,957 | $91,559+132.6% | $133,978+58.9% | $79,856+166.7% |
| Participation rate | 83.8% | 73.3%+10.5pp | 79.8%+4.0pp | 69.6%+14.2pp |
| Annual return | 21.85% | 61.85%-40.0pp | 45.10%-23.2pp | 31.71%-9.9pp |
| Employer contribution / active EE | $0 | $2,384-100.0% | $3,919-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $14,625 | $3,734+291.7% | $5,047+189.8% | $3,741+291.0% |
| Admin fee / account holder | $36,656 | $6,321+479.9% | $8,930+310.5% | $5,306+590.8% |