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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,549 | $60,813-8.7% | - | $134,532-58.7% |
| Participation rate | 100.0% | 67.1%+32.9pp | - | 81.2%+18.8pp |
| Annual return | -22.01% | -10.69%-11.3pp | - | 418.27%-440.3pp |
| Employer contribution / active EE | $1,496 | $2,735-45.3% | - | $4,741-68.4% |
| Participant deferral / active EE | $1,289 | $4,132-68.8% | - | $6,401-79.9% |
| Admin fee / account holder | $99,354 | $4,065+2344.1% | - | $11,429+769.4% |