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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,160 | $104,251+67.1% | $91,004+91.4% | $147,586+18.0% |
| Participation rate | 100.0% | 78.2%+21.8pp | 75.6%+24.4pp | 82.8%+17.2pp |
| Annual return | 14.74% | 27.06%-12.3pp | 4.60%+10.1pp | 578.59%-563.9pp |
| Employer contribution / active EE | $2,690 | $3,116-13.7% | $2,456+9.5% | $4,876-44.8% |
| Participant deferral / active EE | $6,605 | $4,195+57.5% | $3,548+86.2% | $5,439+21.5% |
| Admin fee / account holder | $2,013 | $8,948-77.5% | $5,417-62.8% | $10,886-81.5% |