Retirement plan

THE MOSCOE GROUP, INC. 401(K) PLAN

Name: THE MOSCOE GROUP, INC. - THE MOSCOE GROUP, INC. 401(K) PLAN (2017) Form 5500
Creator: THE MOSCOE GROUP, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, THE MOSCOE GROUP, INC. 401(K) PLAN, THE MOSCOE GROUP, INC.

THE MOSCOE GROUP, INC.EIN 41-0879573Plan #005PY 2017

10900 WAYZATA BLVD, STE 600 - MINNETONKA, MN 55305952-829-7850moscoe.comLinkedIn51-200 employeesretail

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$18.3M

+28.1% from 2016

Total participants

145

+15.1% from 2016

Average account balance

$126,189

+9.6% from 2016

Annual return

19.74%

+9.93 pp from 2016

Benchmarks

See 5,160 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants100-249

Cohort5,160 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$34.67M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$214K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

162

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

97.7%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.80M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$14K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.02%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$767

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
FRINGE BENEFITS DESIGN OF MN, INC.2 years Filed as: FRINGE BENEFITS DESIGN OF MN, INC Service code 15 · EIN 41-1276678 7760 FRANCE AVE SOUTH · BLOOMINGTON, MN 55435	Recordkeeping	$50,031
TD AMERITRADE, INC.1 year Filed as: TD AMERITRADE TRUST CO Service code 19 · EIN 20-0937408 717 17TH STREET · DENVER, CO 80202	Securities Custodian	$5,694

Plan features & details

Pension benefit codes2E2F2G2J2R3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$81K

$656 / participant

Contract admin$60K74.0%
Other / not subdivided$21K26.0%

% of EOY assets

0.441%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: MAHONEYULBRICHRISTAINSEN&RUSS PA
Auditor EIN: 411647057
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$126,189

$80,753+56.3%

$136,298-7.4%

$62,293+102.6%

Participation rate

100.0%

73.5%+26.5pp

81.9%+18.1pp

69.5%+30.5pp

Annual return

19.74%

35.83%-16.1pp

5156.27%-5136.5pp

28.90%-9.2pp

Employer contribution / active EE

$3,385

$2,884+17.4%

$4,696-27.9%

$2,042+65.8%

Participant deferral / active EE

$7,497

$5,164+45.2%

$6,247+20.0%

$3,169+136.6%

Admin fee / account holder

$557

$525+5.9%

$9,244-94.0%

$479+16.1%

Provider

Service type

Compensation

FRINGE BENEFITS DESIGN OF MN, INC.2 years

Filed as: FRINGE BENEFITS DESIGN OF MN, INC

Service code 15 · EIN 41-1276678

7760 FRANCE AVE SOUTH · BLOOMINGTON, MN 55435

Recordkeeping

$50,031

TD AMERITRADE, INC.1 year

Filed as: TD AMERITRADE TRUST CO

Service code 19 · EIN 20-0937408

717 17TH STREET · DENVER, CO 80202

Securities Custodian

$5,694

THE MOSCOE GROUP, INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

THE MOSCOE GROUP, INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion