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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,904 | $85,766+36.3% | $136,297-14.2% | $70,124+66.7% |
| Participation rate | 90.9% | 74.2%+16.8pp | 81.9%+9.0pp | 69.5%+21.4pp |
| Annual return | 19.74% | 31.45%-11.7pp | 5156.19%-5136.5pp | 73.14%-53.4pp |
| Employer contribution / active EE | $0 | $2,966-100.0% | $4,696-100.0% | $2,342-100.0% |
| Participant deferral / active EE | $6,728 | $5,051+33.2% | $6,247+7.7% | $3,332+101.9% |
| Admin fee / account holder | $3,306 | $5,420-39.0% | $9,244-64.2% | $4,645-28.8% |